What’s the severance package? Most early retirement offers include a severance package that is based on your annual salary and years of service at the company. For example, your employer might offer you one or two weeks’ salary (or even a month’s salary) for each year of service. Make sure that the severance package will…
Managing Associate D.J. Barker, CWS®, and Senior Associate Jarrett McKenzie, CFP®, CWS®, join Chief Investment Officer Troy Harmon, CFA, CVA to discuss asset protection when investors are required to take—sometimes significant—withdrawals from their retirement accounts. They discuss FDIC limits and other ways to preserve principal.
NOVEMBER 2018. KENNESAW, Ga.— In a department vs. department competition, Henssler Financial’s employees participated in a food drive that benefited the Center for Family Resources’ annual Thanks for Giving campaign. The staff donated more than 2,600 food items, including canned vegetables, corn bread, gravy, beans, soups, pasta, and pumpkin pie filling. The firm also donated…
How does one account for market return when building a portfolio? Bil Lako, CFP® says ask yourself, “What is your overall tolerance for risk?” and then build the portfolio from there.
By: Tim O’Pry | Chief Security Officer In an October 2018 speech, Apple CEO Tim Cook spoke on what he believes are the wonders and dangers of technology. A summary of that speech was detailed in this INC online article and the one statement they identified as among the more significant was: “Our own information,…
Unlike a C corporation, which itself pays the tax on its taxable income, an S corporation does not directly pay taxes on its income; instead, its income, losses, deductions, and credits are distributed across its shareholders’ individual tax returns on a pro rata basis. These distributions are not subject to self-employment (Social Security and Medicare)…
Typically, lenders require a down payment of 20% of the home’s purchase price. However, some special mortgage programs allow you to purchase a home with no down payment, such as Veterans Administration (VA) mortgages (if you are a qualified veteran) and no-down-payment or 100% financing mortgage programs. VA mortgage terms are generally favorable when compared…
The most recent data from the IRS on individual tax returns indicates that of 131 million returns filed, about 5 million were expected to be amended. This comes to less than 4 percent, but that projection still affects a significant number of taxpayers. Filing an amended tax return can be a hassle that you definitely…
Review Your Game Plan You haven’t saved enough for retirement…or college. Your credit card debt is spiraling. You’ve been blindsided by unexpected expenses. When your finances hit a rough patch, call a time out and review your game plan. Rethink your strategy to account for changes in your personal life, the economy, or market conditions.…
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Research Analyst Jacob Keen and Associate Peter Lynch to cover a common concern among investors regarding expected market return considering where we are in the economic cycle and the market valuations.