Managing Associate D.J. Barker, CWS®, and Associate Michael Griffin, CFP®, join Chief Investment Officer Troy Harmon, CFA, CVA, to discuss a common trend at the beginning of the year: getting one’s financial house in order. They discuss the ideal debt-to-income ratio, how it affects your ability to get a mortgage, and how to improve your debt-to-income ratio.
As it does annually around the end of the year, the IRS has announced the 2019 optional standard mileage rates. Thus, beginning on Jan. 1, 2019, the standard mileage rates for the use of a car (or a van, pickup or panel truck) are: 58 cents per mile for business miles driven (including a 26-cent-per-mile…
You are entitled to a free copy of your credit report every 12 months from each of the three nationwide credit reporting agencies: Experian, TransUnion, and Equifax. You are also entitled to a free report if: A company has taken adverse action against you, such as denying you credit, insurance, or employment (you must request a copy within…
The IRS recently announced that the tax credit for purchasing the popular Tesla is being phased out and that the credit will drop to $3,750 after December 31, 2018, and will drop again to $1,875 after June 30, 2019. Then, the credit will no longer be available for a Tesla after December 31, 2019. But…
Consider these four tips to help make the financial impact of the transition easier. 1. Do Your Homework Before you quit your current job, make sure that you clearly understand the steps involved in a career move, including the financial and personal consequences. How long will it take you to transition from one career to…
Henssler Research Analysts Jacob Keen and Nick Antonucci, CVA, CEPA, join Chief Investment Officer Troy Harmon, CFA, CVA to discuss the deterioration of the market in December, current economic fundamentals and the tightening of financial conditions. They also cover what they expect for 2019.
In this episode of Casual Finance Friday, Research Analyst Nick Antonucci, CVA, CEPA, explains thematic investing with a focus on environmental, social, and governance. Watch and find out if ESG investing actually adds value!
In today’s Marietta Daily Journal, Bil Lako, CFP®, explains that when small-business owners want to retire, it is not quite as easy as letting your boss know you will be leaving at the end of July. Read the Article This article is for demonstrative and academic purposes and is meant to provide valuable background information on…
By now, many New Year’s resolutions have already been made—and broken. Though they’re usually created with the best of intentions, they’re often just too ambitious to be realistic. For example, you might decide to learn more about QuickBooks Online and keep up with your accounting chores more conscientiously in 2019. That’s hard to quantify. How…
If you are a first-time homebuyer and don’t have a lot of money for a down payment on a home, you may want to consider obtaining a mortgage through a government mortgage lending program such as those offered through the Federal Housing Administration (FHA) and the Department of Veterans Affairs, formerly known as the Veterans…