Return of Premium Life Insurance: Protection and Cash Back
While ROP life insurance returns some or all of the premiums you paid if you live past the term of your policy and haven’t cancelled coverage, that benefit comes at a cost.
Are You Paying Too Much Interest on Your Home Mortgage?
If you are thinking about refinancing your current home loan, consider the tax ramifications before making your decision, as the 2018 tax reform made some changes that may impact it.
Market Minute – September 2020
For September, our Research analysts are paying attention to the valuations of companies, the standoff between the Democrats and Republicans over additional stimulus, and consumers’ attitudes. This article is for demonstrative and academic purposes and is meant to provide valuable background information on particular investments, NOT a recommendation to buy. The investments referenced within this…
Don’t Lose Sight of Your Sell Strategy
The “Money Talks,” financial experts team up to discuss the importance of establishing a sell strategy using a case study of a couple who frequently call their adviser asking if it is time to sell.
Planning Priorities: Secure Act Strategies for Beneficiaries
K.C. Smith, CFP®, CEPA, explores the impact of the SECURE ACT, and give you some strategies for minimizing the consequences of this Act on your retirement savings. In this video he discusses at how the SECURE Act affects non-spouse beneficiaries of retirement accounts. This article is for demonstrative and academic purposes and is meant to…
How States are Reshaping Nexus Laws for Remote Employees Due to COVID-19
If you own a business and have employees working remotely, you may need to take a closer look at how nexus will be addressed.
In the News: How to take advantage of the low interest rate environment
In the Marietta Daily Journal, Bil Lako, CFP®, explains how investors tend to grumble about low-interest-rate environments because we’re trained to think as savers. However, the reality is that there are beneficial moves investors can make to take advantage of low-interest rates. Read the article here Disclosures: The investments referenced within this article may currently…
This is What Happens to Your Unpaid Debts If You Pass Away
If you are one of the millions of Americans with debt, you might wonder what happens to it when you pass away. As with most things financial, it depends.
3 Things to Consider Before Your Next Trip
Are you stir-crazy and just need to get away? Are you required to travel for business? Before you plan your next trip, read the three things you should consider.
Wealth Transition and Succession Planning: Best Practices for Businesses During COVID-19
Wealth transition and succession planning were always complicated processes—COVID-19 did not do it any favors.