How Budgeting Can Help You Realize Your Business Goals
Using a budget will assist you in tracking the flow and progress of your business by providing a visual statement of the business’ activities.
Who Does a Real Estate Agent Represent?
In Georgia, real estate agents can represent the buyer, the seller or both parties in the same transaction.
The Basics of Options
An option is a securities contract that allows the holder to buy or sell a fixed amount of shares of stock (or indexes and commodities) at a specified price within a limited time period. If the option is not exercised during the specified period, the option expires. Most options usually expire within a year; however, some may not expire for as long as three years.
Business Insurance
All businesses need to insure against risks such as fire, theft, natural disaster, legal liability, automobile accidents, and the death or disability of key employees; but it is especially important for small businesses.
Term Life Insurance vs. Whole Life Insurance
Once you have committed to purchasing life insurance, you must then decide what is the most appropriate type of life insurance to buy. Most life insurance policies fall into one of two general categories, term life insurance and whole life insurance.
Required Minimum Distributions
The much touted Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 has a silver lining that extends the bankruptcy protections enjoyed by employment-sponsored retirement plans, which are covered by the Employment Retirement Income Security Act (ERISA). Congress designed the law to curb perceived abuses by debtors in bankruptcy.
Is the Sale of Your Dental Practice Your Retirement Future?
If you are planning the sale of your medical practice to finance your retirement, you may need to increase the value of your practice.
U.S. Savings Bonds—Series EE Bonds
Series EE bonds are Savings bonds are issued by the United States Treasury Department, and are reliable, low-risk products that you can use toward financing education.
Pension Protection Act of 2006
The Pension Protection Act of 2006 was aimed at increasing retirement savings. Most notably, employers were allowed to automatically enroll employees in the company’s 401(k) plan.
Dividend Reinvestment Plans (DRIPs)
Many new investors look for a way to invest a small amount of cash into the stock market without paying huge commissions. To meet this increasing demand, more companies are offering dividend reinvestment plans, also known as DRIPs. DRIPs are offered by a corporation and allow investors to reinvest their cash dividends by purchasing additional shares or fractional shares of some of the most well known publicly-traded companies for as little as $10 at a time. As a result, DRIPs have become heavily promoted as viable solutions to new investors entering the stock market