Retiree Confidence Drops in 2020, as Some Workers Worry
How has the first quarter of 2020 affected retirement confidence?
Jun 2020 Market Minute: U.S. Economy, US-China Relations, and Divergence in the Market
The Henssler Research Analysts are closely watching the Job’s report effect on the U.S. economy including U.S.-China relations and divergence in the market.
Cash Flow and Survival Mode: Planning for Hard Times
The COVID-19 pandemic has caused an interruption in income for many—not just business owners, but for families as well. It’s nearly safe to say no one expected for cash flow to dry up across the board. While the market has recovered the majority of what it initially lost, businesses and individual investors are still in…
Stimulus Payments Being Mistaken as Junk Mail
Around 4 million individuals were sent stimulus payments on a Visa debit card, which some threw away thinking it was junk mail.
In the News: Overcoming the desire to sell when the market is down
In the Marietta Daily Journal, Bil Lako, CFP®, explains how when the market is down 33% from the high, many investors cave in to fear and sell at the bottom of the market.
Tax Effects of a Business Making a Charitable Contribution
In this current time of need, many charitable organizations are seeking contributions to help the greater good. We explain why that contribution should come from your bank account and not your business.
Investor Psychology: 6 Behavioral Biases That Can Lead to Costly Mistakes
It can be difficult to act rationally when your financial future is at stake, especially when unexpected events like COVID-19 upset the markets.
Don’t Fall Prey to This New Scam Targeting CFOs and Bookkeepers
One of the most common types of scams these days technically doesn’t involve any hacking but can cost your business time and money.
Overcoming Loss Aversion and the Desire to Sell When the Market is Down
If we were playing a game and were to offer you a choice of a sure win of $50 or, on the toss of a coin, a chance to win $100 or nothing, while the probabilistic outcome (50% probability of $0 plus the 50% probability of $100) you would likely choose the guaranteed $50 according to scientific studies. After all, it’s a sure thing—you win. But let’s say we change the rules in the second round, and we offer you a sure loss of $50 or, on the toss of a coin, the chance to lose $100 or lose nothing at all, again the same -$50 probabilistic outcome. What would you pick?
Think Twice Before Speculating on a COVID-19 Cure
Headline-induced price swings suggest that investors are making investment decisions driven by hopes and fears, and possibly based on limited information.