Key Retirement and Tax Numbers for 2020
We detail a few of the key adjustments for 2020 that affect contribution limits for retirement plans and various tax deduction, exclusion, exemption, and threshold amounts.
How Will the SECURE Act Affect Me or My Small Business?
The SECURE Act represents the most sweeping set of changes to retirement legislation in more than a decade. How will it affect you?
Have You Checked Your Retirement Plan Lately?
If you haven’t given your retirement plan a thorough review within the last 12 months, now may be a good time to do so.
Three Regrets of Retirees
A recent survey found that more than half of retirees have retirement planning regrets. Unfortunately, many of these retirees had to cut back on their lifestyles to compensate for financial shortfalls.1 Considering their most common regrets may help you avoid making the same mistakes. Not Saving Enough More than one-third of retirees wish they had…
Balancing 401(k) and HSA Contributions
If you can contribute to both a 401(k) and HSA, determining how much to contribute to each type of plan will require some careful thought and strategic planning.
Financial Strategy: Prioritizing Retirement Funds
The “Money Talks” experts discuss the importance of deciding where you save and whether or not to consider the after-tax Roth options.
Case Study: Saving for Retirement—Taking the Tax Savings Now or Later
The “Money Talks” experts compare saving money to a Roth IRA for tax-free retirement funds versus taking the tax break now by saving pre-tax money to a 401(k).
Case Study: Deciding Between an IRA and a 401(k)
The “Money Talks” hosts delve into a client situation, weighing the differences and benefits between saving to a 401(k) or an IRA.
Worried You Don’t Have Enough Saved for Retirement? You’re Not Alone
A recent survey revealed that 42% of Americans have less than $10,000 saved for retirement. If you’re worried about not saving enough, read this week’s Financial Tip.
Planning Priorities: Options for an old 401K
Senior Consultant Retirement Services Scott Brown, CFS®, answers the frequently asked question, “Should I roll over my old 401(k) into my current plan, leave it, or roll it to an IRA?” This article is for demonstrative and academic purposes and is meant to provide valuable background information on particular investments, NOT a recommendation to buy.…