Health Savings Accounts: The Hidden Gem in Your Financial Plan
D.J. and the “Henssler Money Talks” hosts break down Health Savings Accounts (HSAs) and explain why they’re one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time.
In the News: Funding a business: Weighing cash, debt, and outside investors
As seen in the Marietta Daily Journal, Bil Lako, CFP®, explains from cashing out investments to borrowing capital, every path carries trade-offs when deciding to fund a business venture. Bil explores the pros, cons, and risks so you can make a smarter decision.
Funding a Business: Weighing Cash, Debt, and Outside Investors
The “Henssler Money Talks” hosts address a listener’s question about launching a business. We weigh the pros and cons of tapping into cash and investments versus exploring options like a business loan or private equity—all while keeping his overall financial plan, cash flow, retirement, and long-term goals in focus.
In the News: Five steps to fireproof your financial plan
When disaster hits, preparation makes all the difference. In this week’s Marietta Daily Journal, Bil Lako, CFP®, hares how to “fireproof” your plan and protect your family, offering tips on emergency funds, insurance, and a step-by-step checklist.
Five Steps to Fireproof Your Financial Plan
“Henssler Money Talks” dives into the aftermath of a neighborhood house fire that left a family without their home, but not without hope. We unpack the emotional, logistical, and financial fallout of one night gone horribly wrong, and how the right planning made recovery possible. You’ll hear from the people who lived it, the professionals who showed up, and the experts who helped rebuild.
In the News: The US bets big on chips: Inside the intel stake and industrial policy shift
As seen in the Marietta Daily Journal: Bil Lako, CFP®, explains why the U.S. just became Intel’s largest shareholder with a $8.9B investment. Read more about what this means for U.S. industrial policy and the future of semiconductors.
The U.S. Bets Big on Chips: Inside the Intel Stake and Industrial Policy Shift
Is Washington becoming Wall Street’s biggest investor? The “Henssler Money Talks” hosts discuss the government’s latest 15% stake in MP Materials and nearly 10% in Intel, as it is taking positions in the same companies citizens invest in. We explore how the deal illustrates the CHIPS Act’s impact on U.S. economic policy, combining subsidies, national security priorities, and direct investment to rebuild domestic manufacturing.
In the News: Too much company stock? Diversification could save your retirement
As seen in this week’s Marietta Daily Journal: Too much company stock = too much risk. Bil Lako, CFP®, explains why your paycheck and portfolio shouldn’t depend on one company.
In the News: Making the escrow decision: Weighing control against convenience
As seen in the Marietta Daily Journal: Escrow accounts offer convenience, but waiving escrow gives you more control. Which approach is right for your mortgage? Bil Lako, CFP® explores the trade-offs between peace of mind and financial flexibility in our latest blog.
Making the Escrow Decision: Weighing Control Against Convenience
It’s that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation among the Henssler Money Talks hosts: Should you manage your own insurance and tax payments, or let your lender handle it through an escrow account? We’ll unpack how escrow really works, the buffers mortgage companies require, and whether handling it yourself could save you money.