In the News: Restricted stock and taxes: Don’t get caught off guard
As seen in the Marietta Daily Journal: Restricted stock can boost your compensation, but without tax planning it may shrink your paycheck. Bil Lako, CFP® explains the differences between RSUs and RSAs and what they mean for your taxes.
Restricted Stock and Taxes: Don’t Get Caught Off Guard
Stock compensation can be a powerful wealth-building tool, but it’s also packed with tricky tax questions. The “Henssler Money Talks” hosts tackle a real-world restricted stock scenario: If taxes are withheld at grant date, but you won’t receive the stock until it vests—and you know you’ll retire before some of those shares vest—should you accept them anyway? Or is it smarter to walk away from stock you’ll never see? We break down how restricted stock works, the tax implications, and strategies to consider when your career timeline clashes with your vesting schedule.
In the News: Will an annuity lower your RMD? Here’s the real story
As seen in this week’s Marietta Daily Journal: An annuity might sound like the perfect fix for your retirement worries—but is it really? Before you lock away your money, Bil Lako, CFP®, explains the pros, cons, and the real story on QLACs.
Will an Annuity Lower Your RMD? Here’s the Real Story
The “Henssler Money Talks” hosts focus on annuities, providing our take on these investment products. Furthermore, should a retiree put $210,000 of their retirement funds into an annuity to help with Required Minimum Distributions? We’ll walk through the essential questions to ask, from the type of annuity being recommended to how it fits into a comprehensive financial plan.
In the News: Tips, overtime, and SALT: What’s changing in your taxes
As seen in the Marietta Daily Journal: Bil Lako, CFP®, highlights some provisions in the new tax law that bring real changes—some temporary, some “permanent”—that could impact your wallet.
Tips, Overtime, and SALT: What’s Changing in Your Taxes
The “Henssler Money Talks” hosts are joined by special guest Matthew Reed, CPA/ABV, for an in-depth look at the One Big Beautiful Act, passed on July 4, highlighting the potential impact on both individual and business tax planning strategies.
In the News: Short-term demands vs. long-term goals: The Fed’s balancing act
As seen in the Marietta Daily Journal, Bil Lako, CFP®, breaks down the Fed’s structure, tools, and influence on the economy, and explores why its independence matters now more than ever.
Short-Term Demands vs. Long-Term Goals: The Fed’s Balancing Act
This week, the “Henssler Money Talks” hosts unpack the power and purpose of the Federal Reserve—who runs it, who appoints them, and how their decisions ripple through everything from Treasury bonds to your credit card APR. We break down the rates the Fed actually controls and why those moves matter.
In the News: Why leasing might be the right move—even if it costs more
As seen in the Marietta Daily Journal, Bil Lako, CFP®, explains how leasing a big-ticket item might be more expensive in the long run, but it may be the better choice for some. He explores when leasing makes financial sense vs. what it adds up to on paper.
Why Leasing Might Be the Right Move—Even If It Costs More
In today’s economy, leasing is everywhere—from appliances to HVAC systems. In this episode, we explore when it makes financial sense to lease instead of buy, the impact on your cash flow, and why even 0% financing can be a smart move if managed wisely.