Why More Control Over Retirement Might Be Better Than a Guarantee

In this episode, K.C. breaks down what it really means to retire with a pension. While guaranteed income sounds great, he highlights the often-overlooked downsides—like inflation risk, limited control, and the danger of not saving enough on your own. The Henssler Money Talks hosts also explain why even pensioned workers should consider saving independently to build flexibility and long-term security.

401(k) Plans: More Control, More Growth, More Responsibility

The “Henssler Money Talks” hosts sit down with Justin Wagner, AIF®, Henssler Financial’s Director of Business Development, to explore the real value of offering—and participating in—a 401(k) plan. For employers, we discuss the end of traditional pensions and why the shift toward defined contribution plans like the 401(k) makes sense today. On the employee side, we break down how contributions can reduce taxable income, the benefits of employer matching, the advantages of tax-deferred growth, and current annual contribution limits.

Mid-Year Is More Than a Milestone—It’s a Money Moment

A mid-year review isn’t just about catching up; it’s about getting ahead. The “Henssler Money Talks” experts walk through what you should be reviewing with your adviser now: spending, saving, taxes, investments, and any significant life changes. From rebalancing your portfolio to making smart tax moves, minor adjustments now can make a big difference by year-end.

Letting Your Cash Sit in Savings? It’s Time for a Smarter Strategy

There’s a lot of cash sitting on the sidelines in low-yield savings accounts, earning next to nothing. Instead of settling for 0.05% interest, we explore more savvy options, like high-yield savings accounts, money market funds, short-term CDs, and Treasury bonds. We break down the difference between saving and investing and why letting your cash sit idle could cost you more than you think.

In the News: Don’t count the dollar out just yet

Worried headlines are calling time on the U.S. dollar as the global reserve currency? In this week’s Marietta Daily Journal, Bil Lako, CFP®, explains the data tells a different story. Before you buy the BRICS hype, he examines what really backs the greenback’s dominance.

Don’t Count the Dollar Out Just Yet

Amid alarming headlines about the U.S. dollar losing its status as the world’s reserve currency, the “Henssler Money Talks” hosts break down the realities behind the rhetoric. From the strength of multinational earnings to the unlikely viability of a BRICS-backed currency, we explain why the dollar’s dominance—and your portfolio—remain on solid ground.