With the average cost of a higher education increasing, families often find that they need assistance to pay for their children’s education. If a student does not qualify for scholarships or grants, the next source for funds is an education loan. Currently, over 50% of financial aid comes in the form of loans.
Getting out of credit card debt takes discipline. The first step is to stop using your credit cards and incurring more debt.
A year-end bonus sounds like a good idea, but is it in the best interest for your employees and company?
There are several documents that you should have ready when applying for a mortgage loan. While some lenders will not require all of the documents, this list will help you be prepared.
Homeowners refinance their mortgages for several reasons, including pulling out home equity, or to save money with a lower interest rate.
The Fair Tax Bill was first introduced in July 1999 and was re-introduced in early 2003 by U.S. Representative John Linder. The Bill repeals all federal personal income taxes, corporate income taxes, payroll taxes, self-employment taxes, capital gains taxes, gift taxes and estate taxes. In place of the repealed taxes, there would be a 23% national retail sales tax on all retail sales of new goods and services. Let us explore some of the elements of the Fair Tax Bill.
Fixed-income investments are designed to bridge the gap between after-tax income and your desired after-tax spending.
Your home will likely be one of the largest financed purchases, so it is important that you find the right mortgage for your financial situation.
When shopping for a mortgage, it is best to request a Good Faith Estimate with the lender’s best interest rate with zero points from several lenders. This way you can compare the interest rates and closing costs.