Giving to charity this holiday season? Ensure your generosity goes far by checking out your charity first. We explain in this Marietta Daily Journal blog post.
If you are interested in the income of a real estate investment without becoming a landlord, you may consider a REIT. Learn more in this Financial Tip.
Local governments that have issued direct-pay bonds, such as Build America Bonds, should be aware that their subsidies from the federal government on those bonds are potentially subject to the budget cuts mandated as part of the so-called “fiscal cliff.” Those subsidy payments cover 35% of the interest costs on direct-pay bonds. Should the scheduled sequestration take effect, subsidies on direct-pay bonds would be cut an average of 7.6%, according to the Office of Management and Budget.* Issuers would typically be responsible for making all interest payments on their own. Build America Bonds have not been issued since 2010.
Noninterest-bearing transaction accounts, used by many small businesses, local governments, and nonprofit organizations, have had unlimited deposit insurance from the Federal Deposit Insurance Corporation since the 2008 financial crisis. However, that program is scheduled to expire as of December 31, 2012. The previous limit of $250,000 on a single account will be reinstated unless new…
Ben Crowe, CFP®, CFA, C.P.A. offers some financial strategies for parents who are interested in helping their children acquire a home.
The main goal of debt consolidation is to make your payments more affordable—but can it hurt your credit rating? Read more in our Marietta Daily Journal blog post.
In this week’s Marietta Daily Journal, Bil Lako, CFP® highlights some of the many ways the IRS wants you to calculate your MAGI. Read the Article
There are two aspects of financial risk tolerance: your ability to absorb losses, and how comfortable you are with risk. Learn how to measure your risk tolerance in this Financial Tip.
Ben Crowe, CFP®, CFA, C.P.A. joins “Money Talks” and provides his insights on whether a prenuptial agreement is a sound idea.