Charitable Gifts of Life Insurance
Did you know life insurance can be a powerful tool for charitable giving? By naming a charity as the beneficiary, you can make a meaningful gift that may also provide tax benefits.
2025 Medicare Open Enrollment Kicks Off
Medicare Open Enrollment is here! Now’s the time to review your coverage and make sure it fits your needs and budget for 2025. From switching plans to new cost caps on prescription drugs, learn about your options and key updates before the December 7 deadline.
A Critical Combo: Life Insurance with Long-Term Care Benefits
Long-term care expenses can be a major financial concern in retirement, but there are ways to plan ahead. From hybrid life insurance policies with LTC coverage to adding LTC riders to life insurance, there are alternatives to traditional LTC insurance. Explore the options to see what works best for you.
Do You Know Your Medicare Coverage Options?
Choosing the right Medicare plan can be confusing, but it’s crucial for your health and finances. Learn the key differences between Original Medicare and Medicare Advantage, and find out when you can make changes to your coverage.
Cancer Happens: Insurance Can Help Fortify Your Finances
With cancer diagnosis rates on the rise, it’s crucial to consider not just your health but also the financial implications. Even with health insurance, advanced treatments can be costly, and time off work can strain your finances.
2025 Key Numbers for Health Savings Accounts
The IRS has announced the 2025 contribution limits for Health Savings Accounts (HSAs) along with the new minimum deductible and maximum out-of-pocket amounts for High-Deductible Health Plans (HDHPs).
Insurance Gaps May Pose Risks for High-Net-Worth Households
Accidents can be rare but devastating, and you could be held legally responsible if someone is injured on your property. Is your umbrella big enough? Standard liability policies may not be sufficient to protect your assets in a high-dollar judgment.
A Pension Strategy that May Boost Your Income
Navigating pension payout options can be complex, especially when considering your spouse’s future. If you have a traditional pension plan, understanding the benefits of a single-life annuity versus a QJSA is crucial.
How Health Savings Accounts Can Supercharge Your Tax Savings
Unlock the hidden power of Health Savings Accounts (HSAs)! Discover how this underutilized tool can supercharge your retirement savings with unique tax advantages. Learn who qualifies, the triple tax benefits, and how HSAs can serve as a supplemental retirement plan. Maximize your savings and plan for a healthier, wealthier future!
The Role of Irrevocable Life Insurance Trusts in Estate Planning
Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Jim Crone, CFS®, CLU®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP®, to discuss how life insurance can help wealthy families who may be susceptible to estate tax issues—especially if the generous estate tax exemption limits expire and revert to 2017 levels.