If you are concerned about the high costs of long-term care but don’t want to purchase traditional long-term care (LTC) insurance, consider combining permanent life insurance coverage with long-term care benefits. We explain in this Insurance Tip.
September is Life Insurance Awareness Month, a good time to evaluate your life insurance needs and review your life insurance coverage. We explain why you need life insurance in this week’s Financial Tip.
While you may face a lot of financial challenges starting out – college loans, saving for a home, starting a family, saving for retirement – don’t discount the importance of life insurance. We explain in this Question of the Week.
You’re covered on your roommate’s Amazon Prime account. Are your belongings covered under their renters insurance policy? Find out in this Question of the Week.
Going from two stable income streams to one can prove challenging, but it is a necessary step if you, or your spouse, want to stay home with your kids, go back to school or even start your own business. To avoid ending up in a pinch when the big day comes, planning for the transition…
This week on “Money Talks,” the experts share advice on how to hold and title rental properties to minimize the liability risk to your other assets.
Private family foundations are typically founded by high net worth individuals and families who want to maintain a high degree of control over their charitable legacies, and are willing to assume significant costs and responsibilities, and adhere to strict rules and requirements. Learn more about them in this week’s Financial Tip.
Comparing similar life insurance policies? Consider trying the cost index method and the surrender cost index method. Read all about it in this week’s Financial Tip.
The income replacement approach assumes the goal of life insurance is to replace the lost earnings of a breadwinner. Read more in this week’s Financial Tip.
Henssler Financial’s Director of Insurance Planning, Jim Crone, CFS®, CLU®, discusses identifying the real financial risk of needing long-term care in the future.
