Options and Riders in Long-Term Care Insurance Policies
Long-Term Care policies don’t have to be one-size-fits-all. Customize your policy with options and riders. We explain in this week’s Insurance Tip.
Divorce and Medicaid
Divorce may allow an ex-spouse to qualify for Medicaid, but there are several drawbacks to this option. Learn more in this week’s Insurance Tip.
Tax Penalty For Not Having Insurance Ratchets Up In 2015
In 2015, not having health insurance may mean a penalty of $325 for each adult and $162.50 for each child. Learn more in this week’s Insurance Tip.
HMOs and PPOs: What’s the Difference?
If you are offered a choice when selecting a managed health care system, learn the difference between an HMO and PPO. Read all about it in this week’s Insurance Tip.
HMOs and PPOs: What's the Difference?
If you are offered a choice when selecting a managed health care system, learn the difference between an HMO and PPO. Read all about it in this week’s Insurance Tip.
Avoiding Probate: Is It Worth It?
Rules vary from state to state, but most Wills have to be probated; however, you may be able to avoid it. We explain in this week’s Financial Tip.
Qualified Medicare Beneficiary Program
The QMB program covers the cost of Medicare premiums, deductibles and coinsurance that Medicare recipients usually pay. Read all about it in this week’s Insurance Tip.
Will I have to pay a penalty tax if I don’t have qualifying health insurance?
Everyone must have qualifying health insurance coverage, qualify for an exemption or pay a penalty tax. We explain in this Insurance Tip.
Will I have to pay a penalty tax if I don't have qualifying health insurance?
Everyone must have qualifying health insurance coverage, qualify for an exemption or pay a penalty tax. We explain in this Insurance Tip.
Can I convert all or part of my term life insurance to permanent life insurance?
Only certain term life insurance policies can be converted to permanent life policies–even then, there is a deadline! We explain in this Insurance Tip.