Medicaid Penalties and Hardship Exceptions
Transferring assets to qualify for Medicaid can postpone your benefits, but there are exceptions. We explain in this week’s Insurance Tip.
If I’m covered by Medicare, should I have additional health insurance?
Medicare generally won’t cover all of your medical expenses, so you may consider supplemental insurance. We explain in this Insurance Tip.
If I'm covered by Medicare, should I have additional health insurance?
Medicare generally won’t cover all of your medical expenses, so you may consider supplemental insurance. We explain in this Insurance Tip.
Types of Long-Term Care
As another year passes, it may be time to consider planning for long-term care. Learn about the different types in this week’s Insurance Tip.
Commercial General Liability (CGL)
Who can be covered by a commercial general liability policy depends on the type of business. Learn what we mean in this week’s Insurance Tip.
Open Enrollment Season Is Here: Give Your Benefits a Check Up
It’s open enrollment season for most employer-provided health care plans. Learn how to evaluate your options in this week’s Insurance Tip.
Social Security and Medicare Figures for 2015
Social Security and SSI beneficiaries will receive a cost-of-living adjustment for 2015. See the other changes for 2015 in this week’s Financial Tip.
Cash Value Life Insurance for Education Savings
You should not buy life insurance solely for funding college tuition. Consider it only when you have an insurance need. Read more in this Insurance Tip.
Consider Long-Term Care Before Gifting Assets to Your Heirs
In today’s @mdjonline, Bil Lako, CFP® explains why you need to consider long-term care needs before gifting assets. Read the Article.
What is a life insurance trust and why should I consider establishing one?
A life insurance trust can be designed to accomplish a variety of estate planning needs. Learn more in this week’s Insurance Tip.