Life Insurance Needs: Estate Preservation and Liquidity Needs
Unless you provide liquid assets to cover expenses at death, the executor of your estate may have to sell assets. Read more in this Insurance Tip.
It's Time to Review Your Life Insurance Needs
When your life circumstances change, you have an opportunity to ensure loved ones are protected through life insurance. Read all about it in this Insurance Tip.
Q&A Time: Oil Services Stocks, Disability Payments and Estate Plans
The “Money Talks” hosts answer listeners’ financial and stock questions.
Corporate-Owned Life Insurance (COLI)
A COLI is commonly used as an informal funding vehicle for nonqualified deferred compensation (NQDC) plans. Read all about it in this week’s Business Tip.
Life Insurance Needs: Capital Liquidation Approach
The capital liquidation approach for life insurance allows you to spend less to cover your family’s ongoing income needs. Learn more in this Insurance Tip.
Are disability insurance payments taxable?
The taxable nature of disability benefits depends on if premiums were paid with pretax dollars and who paid them. Read more in this Tax Tip.
Life Insurance Needs: Rules of Thumb
There are some general guidelines that you can use to calculate a basic amount of insurance coverage for yourself. Learn these “Rules of Thumb” in this Insurance Tip.
Why I Don't Want to Buy Life Insurance
Death is an unpleasant subject, and life insurance raises issues of our own mortality. But it doesn’t have to be that way. Read more in this Insurance Tip.
Mandatory Health Insurance Will Begin in 2014
In 2014 Americans, with certain exceptions, are required to have minimal, essential health care insurance. Read more in this Tax Strategist.
Buy Term and Invest the Difference
The main purpose of life insurance is to create an estate to take care of your heirs if you should die. Therefore, we believe the time when your need for life insurance is at its greatest is when you are young with young children. As you grow older, your need for life insurance diminishes. This means you may not need the same level of asset protection as you did when you were young. We explain in this Insurance Tip.