The main purpose of life insurance is to create an estate to take care of your heirs if you should die. Therefore, we believe the time when your need for life insurance is at its greatest is when you are young with young children. As you grow older, your need for life insurance diminishes. This means you may not need the same level of asset protection as you did when you were young. We explain in this Insurance Tip.
Be sure your insurance agent or broker has enough experience to give you the proper guidance in choosing your coverage. Learn more in this Insurance Tip.
The Affordable Care Act will require individuals to have health insurance in 2014, but there will be a few exceptions. Learn more in this Insurance Tip.
The “Money Talks” hosts discuss the merits of a fund manager when it involves emerging markets funds.
Tax-deferred annuities can be a valuable tool, but there are other tax-deferred savings plans to consider first. Read more in this Insurance Tip.
The “Money Talks” hosts address a listener’s insurance question on changing jobs while pregnant, and another listener’s question on the funds he holds in his Roth IRA.
Hosts address a listener’s question on the growth of his business.
Read our list of eight items you should consider when buying a long-term care insurance policy. Learn more in this Insurance Tip.
Dr. Gene helps a listener understand why buying a term life insurance policy may be the better financial move.
Cashing in a life insurance policy? First, understand how the surrender value is determined and your alternatives. Read more in this Insurance Tip.
