Increased MAGI Today May Equal Increased Medicare Premiums Tomorrow
Bil Lako, CFP® highlights how your modified adjusted gross income affects your Medicare Part B and prescription drug coverage premiums.
What health-care provisions are effective in 2013?
2013 will be a significant year for health care. We highlight some of the provisions that may affect you in this Insurance Tip.
Change in FDIC Deposit Insurance
Noninterest-bearing transaction accounts, used by many small businesses, local governments, and nonprofit organizations, have had unlimited deposit insurance from the Federal Deposit Insurance Corporation since the 2008 financial crisis. However, that program is scheduled to expire as of December 31, 2012. The previous limit of $250,000 on a single account will be reinstated unless new…
Is it possible to name a charity as the beneficiary of my life insurance policy?
Love giving to your favorite charity? Consider making them the beneficiary of your life insurance policy. Learn more in this Insurance tip.
Should I Sign a Prenuptial Agreement to Protect My Assets When I Remarry?
The “Money Talks” hosts provide insights on whether a prenuptial agreement is a sound idea.
Life Insurance Tax Traps for the Unwary
While life insurance is a useful way to provide for your heirs, there are potential tax traps that you may want to avoid. Learn more in this Insurance Tip.
Homeowners Insurance and Mold
Scared of mold invading your home? Home insurers are because mold can lead to dry rot, which can result structural damage. Read more in this Insurance Tip.
Time to Review Long-Term Care Insurance
The average yearly cost for long-term care is $74,820. Maybe it is time to review your long-term care insurance policy. Read more in this Insurance Tip.
Buying Insurance: What Savvy Consumers Should Know
Shopping for an insurance policy is no easy task. Don’t buy the features you don’t need. For more tips read this week’s Insurance Tip.
Use Your Annuity to Pay for Long-Term Care Insurance
Consider exchanging your annuity contract for a long-term care insurance policy. Learn more in this Insurance Tip.