Understanding How Your Home and Car is Insured
Henssler Insurance & Risk Management Associate Brian Borngesser discusses ways to save on insurance.
Cyber Liability Policies
Insurance expert Brian Borngesser joins the Money Talks hosts to discuss cyber liability insurance for businesses.
The Coverage a Personal Umbrella Policy Provides
““Money Talks” hosts Bil Lako, CFP® and Jennifer Thomas, CFP® talk with insurance expert Brian Borngesser about the protection a Personal Umbrella Policy provides.
Auto Insurance
Auto insurance is generally a necessity, so it is best to understand the elements and dollar limits to the policy you are purchasing. For a close look at some of the options available and our recommendations, read this Insurance Know-How.
Indexed Annuities—What Are They and Why Are They So Confusing?
The "Money Talks" hosts talk with insurance expert Jim Crone from CNT Financial about Index Annuities and what purpose they serve in an investment portfolio.
Annuities in an IRA
Insurance expert Jim Crone from CNT Financial talks with "Money Talks" about holding annuities in an IRA.
Qualified Long-Term Care Insurance—An Available Option for Employer-Provided Health Plans
Those who are self-employed, partners in a partnership or LLC and 2% or more shareholders in an S corporation can likely add a tax deductible long-term care insurance policies to their health insurance benefits program. For more information on the IRS’ requirements for the policy to be qualified for favorable tax treatment, read this C.P.A. Insight.
Health Care Coverage in Retirement
If you are approaching retirement, before you plan your party, you need to consider how you will pay for health care coverage once you are no longer employed. Many retirees significantly underestimate how much they need to pay for medical expenses. For a close look at the questions you need to find answers to and items to discuss with your financial planner about health care in retirement, read this Insurance Know-How.
Living Wills and Healthcare Powers of Attorney
A living Will and a Healthcare Power of Attorney can be used to make your wishes known if you become incapacitated and can cannot make decisions regarding your medical care. You can make your wishes know in advance regarding resuscitation, and the administration of food and water. For more information on planning health care decisions in advance, read this Financial Strategy.
Umbrella Liability Coverage
If you ever find yourself in an unfortunate situation where you utter the phrase "I thought that was covered by my homeowners policy," you would likely be protected by an umbrella liability policy. Umbrella liability insurance "sits" on top of your auto and homeowners policies, providing extra protection–like an umbrella. For more information on umbrella liability coverage, read this Insurance Know-How.