Recession-Proof Your Portfolio: Investment Philosophy
We offer a few simple rules to “recession proof” your portfolio; however, the rules should be followed in both good and bad markets.
Bond Funds vs. Bonds
While bond funds are appropriate for some investors, many who invest in bond funds may be missing out on two key characteristics that owning a bond provides: a fixed yield and a contractual maturity date. For more information on the differences between bonds and bond funds, read this Investment Whys.
Equity Investment Selection
Henssler Financial follows a strict investment philosophy for all investors. When it comes to equity investments, we suggest only investing money you will not need within the next 10 years in high quality, individual common stocks that fall within a strict investment criteria. For more details on how we choose individual common stocks, read this Financial Tip.
How to Sell a Rare Coin Collection
Great-uncle Harry passed away and left you a fortune in coins. What a windfall! However, later you find out the coins are rare antiques and no longer U.S. currency. If you find yourself in a situation where you want to sell a rare coin collection and need to know how to obtain a fair and reasonable price, read this Financial
Do You Need A Professional Financial Adviser?
If you have a complex financial life, or if you are unsure of your ability to recognize a good investment, you should seek the advice of a financial adviser. A financial adviser should look at your whole financial picture taking into account your taxes, insurance and estate plans. For more information on when you should seek an adviser’s help, read this Financial Strategy.
Are You Holding Worthless Securities?
If you have had the unfortunate experience of watching one of your securities investments plummet to worthlessness, you may be eligible for a tax deduction. However, the IRS has a strict definition of "worthless." For more information on what qualifies a stock to be worthless and how a taxpayer can take advantage of a loss of a stock that has a miniscule amount of value, read this C.P.A. Insight.
Actively Managed ETFs
Exchange traded funds are a relatively new investment vehicle that have been available in the United States since 1993. One of the most notable innovations in the ETF market is the actively managed ETF. For more information on the benefits of investing in an actively managed ETF instead of an equivalent mutual fund, read this Investment Whys.
Making Use of P/E Ratios
Despite the relative simplicity in deriving a P/E ratio, its application can be quite complicated. P/E is a measure of relative value. A thorough investor should compare a stock’s P/E against the stock’s peers, and consider the growth potential for the sector. For more information on P/E ratios and how it is calculated, read this Investment Whys.
Foreign Securities as an Investment
With technology providing investors easy access to global markets, many consider investing in foreign securities. One of the easiest options for investing in foreign securities is to consider American Depositary Receipts (ADRs). For more information on ADRs, and the advantages and disadvantages of foreign securities, read this Investment Whys.
Investing in Gold
Is gold a good investment during these current economic times? While it does have some benefits, The Henssler Financial Group generally advises against investing in it, as there are more efficient alternatives. For more information about the pros and cons of investing in gold, and for some alternative investment options, read this Investment Whys.