Should I Buy My “Dream Home” Today?
Bil Lako, CFP®, and Dr. Gene Henssler weigh in on whether you should take advantage of the low interest rates and home prices to buy a dream home for retirement today.
Sequestration Threatens Direct-Payment Bond Subsidies for Issuers
Local governments that have issued direct-pay bonds, such as Build America Bonds, should be aware that their subsidies from the federal government on those bonds are potentially subject to the budget cuts mandated as part of the so-called “fiscal cliff.” Those subsidy payments cover 35% of the interest costs on direct-pay bonds. Should the scheduled sequestration take effect, subsidies on direct-pay bonds would be cut an average of 7.6%, according to the Office of Management and Budget.* Issuers would typically be responsible for making all interest payments on their own. Build America Bonds have not been issued since 2010.
Will debt consolidation hurt or help my credit rating?
The main goal of debt consolidation is to make your payments more affordable—but can it hurt your credit rating? Read more in our Marietta Daily Journal blog post. This article is meant to provide valuable background information on particular investments, NOT a recommendation to buy. The investments referenced within this article may currently be traded by…
How to Measure Your Risk Tolerance
There are two aspects of financial risk tolerance: your ability to absorb losses, and how comfortable you are with risk. Learn how to measure your risk tolerance in this Financial Tip.
Should I Sign a Prenuptial Agreement to Protect My Assets When I Remarry?
The “Money Talks” hosts provide insights on whether a prenuptial agreement is a sound idea.
Q&A Time: Costco, Ralcorp, Railroads and Bank of Nova Scotia
Ted Parrish, CFA, and Dr. Gene answer listeners’ questions on Costco, Ralcorp Holdings, railroad stocks and Bank of Nova Scotia.
All About Federal Stafford Loans
Borrowing money for college? You’ll likely receive a Stafford Loan as part of your financial aid. Read the highlights in this week’s Financial Tip.
Marrying Someone with Bad Credit
Love your sweetie, but not so much your sweetie’s credit score? Talk about your finances before you marry. Read more in our Marietta Daily Journal blog post. This article is meant to provide valuable background information on particular investments, NOT a recommendation to buy. The investments referenced within this article may currently be traded by…
Credit a ‘Report Card’ to Finances
In today’s Marietta Daily Journal we explain the importance of checking your credit and what to look for when you check it. Read all about it. This article is meant to provide valuable background information on particular investments, NOT a recommendation to buy. The investments referenced within this article may currently be traded by Henssler…
Should You Make Large Gifts in 2012?
Making large gifts in 2012? While it seems obvious, gifts should only be made if you can afford to part with the property. Read more in this week’s Financial Tip.