Choosing a Mortgage
Your home will likely be one of the largest financed purchases, so it is important that you find the right mortgage for your financial situation.
Making Budgets Work
Missing your target on your budget does not mean your budget won’t work. You just need to set more realistic targets.
Preparation Tips for a Budget
We offer six easy tips for creating your own budget.
Importance of Budgets
Every day we are surrounded by the realities of rents and mortgages, groceries, children and endless bills. A budget can help make it all work.
How to Maximize Your Dollars When Purchasing a Home
While it is advisable to put a 20% down payment for a home purchase, you should calculate the best use of your money if you have more than 20% to put down. You may find you get a better return if the money were invested, rather than reducing your mortgage loan.
Upromise Savings Accounts
Upromise is a savings service that makes it easier to pay for college by using the purchasing power of parents, extended family, and students.
Funding an IRA for Children
With some simple planning, you can turn your child’s summer of mowing lawns into a well-funded retirement account
More on Health Savings Accounts (HSAs)
Health savings accounts allow individuals and families with high deductible health plans to save pre-tax money to pay for qualified medical expenses.
Charitable Giving—Gifts of Appreciated Property
If you are gifting property or stocks, your deduction depends on whether the property is ordinary income property or capital gain property.
Investment Interest and Margin Interest
You can deduct investment interest up to the amount of net investment income received; however, then you have to decide to treat net long-term capital gains as investment income, and forgo the long term capital gains tax rates.