Umbrella Liability Coverage

If you ever find yourself in an unfortunate situation where you utter the phrase "I thought that was covered by my homeowners policy," you would likely be protected by an umbrella liability policy. Umbrella liability insurance "sits" on top of your auto and homeowners policies, providing extra protection–like an umbrella. For more information on umbrella liability coverage, read this Insurance Know-How.

Tax Credit for Golf Carts?

When you hire a tax adviser, you are paying for more than the preparation and filing of your returns. A tax adviser’s job is to be creative enough to structure your financial situation to take advantage of as many deductions as possible. For more information on how to work with a tax adviser and what your responsibilities are, read this C.P.A. Insight.

Updating Your Estate Plan: IRA Beneficiaries

Every few years, it is prudent to review your beneficiary designations for your retirement plans, as these assets are generally not included in your estate. Marriage, divorce or the addition of children are all events that could change whom you would want to receive your assets if you should pass away. For more information on how to designate beneficiaries, read this Financial Strategy.

Trading Curbs and Halts

A trading halt is a temporary suspension in the trading on the New York Stock Exchange if the Dow Jones Industrial Average were to drop to a predetermined trigger level. The halt is designed so that investors can evaluate what news is moving the market. For more information on the trigger levels for the remainder of 2009, read this Investment Whys.