Making Use of P/E Ratios

Despite the relative simplicity in deriving a P/E ratio, its application can be quite complicated. P/E is a measure of relative value. A thorough investor should compare a stock’s P/E against the stock’s peers, and consider the growth potential for the sector. For more information on P/E ratios and how it is calculated, read this Investment Whys.

Don’t Make Uncle Sam Your Beneficiary

A successful estate plan takes more than good intentions. If you do not have a Will in place, a nameless, faceless court will decide how your assets will be distributed. This is one of many pitfalls you could face if you do not revisit your estate plan, as your family situation or federal and state laws change. For more information on areas you should consult your estate planning attorney or tax adviser on, read this Financial Strategy.

Don’t Make Uncle Sam Your Beneficiary

A successful estate plan takes more than good intentions. If you do not have a Will in place, a nameless, faceless court will decide how your assets will be distributed. This is one of many pitfalls you could face if you do not revisit your estate plan, as your family situation or federal and state laws change. For more information on areas you should consult your estate planning attorney or tax adviser on, read this Financial Strategy.

A History of Taxes

Of the two sure things in life, death and taxes, you might be surprised to know taxes have nearly an equally lengthy history. The United States was founded in large part to avoid taxes; however, once the Constitution gave Congress the authority to tax in 1789, citizens have weathered scores of changes. For more on the history of U.S. taxation, read this C.P.A.Insight.

Uncertainties Are Part of Estate Planning

Uncertainty overshadows the entire estate planning process including the changing tax laws and the value of your estate when you die. To combat uncertainties when developing an estate plan, you should realize that an estate plan is not a one-time endeavor. Rather, it is a plan that should be flexible to accommodate both lifestyle and law changes. For more on building flexibility into an estate plan, read this Financial Strategy.

Investing in Gold

Is gold a good investment during these current economic times? While it does have some benefits, The Henssler Financial Group generally advises against investing in it, as there are more efficient alternatives. For more information about the pros and cons of investing in gold, and for some alternative investment options, read this Investment Whys.

Consumer Protection Laws—Fair Credit Reporting Act

In order to protect the confidentiality, accuracy and relevance of credit information, Credit Reporting Agencies, or CRAs, are required to follow reasonable procedures as mandated by Congress and the courts. Although there are limits on the use of credit reports, there are certain purposes in which it can be used. For more on consumer protection laws and to learn about some permissible uses of your credit report, read this Financial Strategy.