Q&A Time: Derivatives and 401(k) Plan Changes
The “Money Talks” hosts tackle listener questions on the use of derivatives and 401(k) blackout periods.
Section 457(b) Plan
The “Money Talks” hosts discuss Section 457(b) plans, and the unique savings opportunity these plans afford government employees and tax-exempt organizations.
The Spousal IRA Rule
If you are a stay-at-home parent, you may be able to contribute to an IRA based on the combined compensation of you and your spouse.
Factoring Health Care Costs into Retirement Planning
When planning for your retirement, factor in the cost of health care. Consider your Medicare premiums, co-pays and deductibles. For more on how much you will need and what you can do, read this Financial Tip.
New 401(k) Fee Disclosure Rules
Make no mistake about it: 401(k) Fee Disclosure rules are a game changer for an industry that has survived on hidden fees, poor service and conflicts of interest.
Q&A Time: 401(k) Loans
Taking a loan from your 401(k) balance creates a bad habit, because once you borrow to pay current expenses, you are likely to do it again. We suggest you consider the opportunity cost.
Tax Strategist: How Much Do I Need to Put Aside for Retirement?
A frequently asked question is, “How much do I need to put aside for retirement?” The answer to that question varies with each individual. There a number of factors to consider: the amount of your current income, savings and assets; how many years until you plan to retire; the retirement lifestyle you desire, and what you can afford to put aside.
The Finances of Renting in Retirement
The “Money Talks” hosts discuss the options of renting your home during retirement.
Q&A Time: Rule of 72 and Withdrawing Roth Conversions
The "Money Talks" hosts answer listeners’ e-mail questions about the advertised rates on an adjustable rate mortgage, the rule of 72, and withdrawing Roth rollover contributions.
We discuss 401(k) enrollment season and addresses some of the most common questions about these plans.
Investing in Your 401(k)