Saving for Retirement and Your Child’s College Education
Many parents have to strike a balance between saving for their own retirement and their childrenâs college education. Compromise might be the key.
Q&A Time: Tech Stock Picks, Sector Funds that Pay Dividends and Moving Money into a Non Tax Deductible IRA
The Money Talks hosts field listeners’ questions for providing technology stock picks, sector funds that pay dividends throughout the year, and moving money into a non tax deductible IRA.
Q&A Time: Liquidity Beyond 10 Years, Stocks for a Roth IRA, and Opinions on Stocks
The "Money Talks" hosts answer listener’s questions on the Ten Year Rule and and provide stock picks for a Roth IRA. They also offer opinions on Century Link, Nam Tai Electronics, Kemet Corp. and PACCAR.
Statistics of Underfunded 401(k)s
We share some staggering statistics regarding workers’ 401(k) savings.
Investing your Required Minimum Distributions in a Fixed Income Portfolio
The "Money Talks" hosts discuss what to do with a required Minimum Distribution from both a financial planning and investment perspective.
401(k) Plan Vendors and Service Fee Disclosures
401(k) plans have been notorious for hiding fees and sometimes charging excessive fees for services that are not received. This rule places more requirements and responsibilities on plan service providers.
Windfall Elimination Provision
If you will receive a pension in retirement, you may not be aware that your Social Security benefit may be reduced as a result.
Inherited IRAs
Jennifer Thomas, CFP® answers a listener’s question on what to do with an inherited IRA.
Considering Delaying Retirement? A Financial Plan May Help You Decide
Bil Lako, CFP® and Dr. Gene Henssler discuss why some seniors have considered delaying retirement.
Retirement Numbers Are Just Numbers—Not a Financial Plan for Retirement
Dr. Gene and Bil Lako, CFP®, discuss retirement numbers and how the Ten Year Rule is applied to a retirement account.