Seniors, You’ve Got a Limited-Time Tax Advantage—Here’s How to Use It
Seniors, listen up! Starting in 2025, new deductions could mean big tax savings—but only for the next four years. The “Henssler Money Talks” hosts share strategies for those over 65, from Roth conversions to charitable giving tactics. Learn how to make the most of the $6,000 per taxpayer bonus deduction, the senior deduction, and your standard deduction while the window is open.
Mandatory Roth Catch-Up Contributions Begin in 2026
Attention savers 50+! The SECURE 2.0 Act just made “catch-up contributions” even bigger—especially if you’re 60–63. But starting in 2026, some high earners will have to make these contributions on a Roth basis.
Unlocking Tax Savings with Deductions Beyond Itemizing
From above-the-line deductions like HSAs and educator expenses to new below-the-line perks from the One Big Beautiful Bill, understanding your options could save you thousands. Learn how to make the most of standard, itemized, and special deductions this tax season.
Remote Employees, Reimbursements & Taxes: The Two Paths You Can Take
Your team’s remote—but are you reimbursing them the smart way? One path costs you (and them) in taxes. The other? 100% tax-free. Learn how to set up an accountable plan that keeps everyone happy—and compliant.
Act Now – Last Chance to Leverage the Work Opportunity Tax Credit Before It Sunsets in 2025
The Work Opportunity Tax Credit (WOTC) is set to expire after Dec. 31, 2025—unless Congress extends it. That means now may be your last chance to claim significant tax savings while supporting individuals facing barriers to employment.
Health Savings Accounts: The Hidden Gem in Your Financial Plan
D.J. and the “Henssler Money Talks” hosts break down Health Savings Accounts (HSAs) and explain why they’re one of the most powerful tools for saving money—thanks to their unique triple tax benefit. While many people use HSAs to pay for health care expenses as they arise, there are compelling advantages to covering those costs from other funds and allowing the HSA to accumulate, benefiting from tax-deferred growth over time.
Exploring Tax Opportunities to Pay Off Student Loans
Paying off student loans doesn’t have to feel overwhelming. From Section 529 plans to employer benefits and new provisions under the OBBBA, there are tax-smart ways to lighten the load.
Funding a Business: Weighing Cash, Debt, and Outside Investors
The “Henssler Money Talks” hosts address a listener’s question about launching a business. We weigh the pros and cons of tapping into cash and investments versus exploring options like a business loan or private equity—all while keeping his overall financial plan, cash flow, retirement, and long-term goals in focus.
Understanding the Estate and Gift Tax Changes Under the One Big Beautiful Bill Act
The One Big Beautiful Bill Act (OBBBA) reshapes estate and gift tax planning—permanently setting the exclusion at $15M starting in 2026. We explore what this mean for affluent families, wealth transfers, and long-term strategies.
Vehicle Loan Interest Deduction A Restrained Tax Benefit
A new tax break promises relief for car loan interest, but the fine print is packed with restrictions. From income limits to U.S. assembly requirements, the OBBBA provision may leave many taxpayers disappointed.