What’s the difference between a home equity line of credit and a second mortgage?

If you’re thinking about tapping into the value of your home, you should understand the two district types of home equity loans.
What Is the Real Cost of Borrowing Money?

It’s easy to focus on a monthly loan payment, but to appreciate how much borrowing money might really cost, you also need to consider the amount of interest you’ll pay over time.
Six Tips To Reducing Debt

Your personal finances can benefit from a good spring cleaning! Read our six tips to reducing debt.
How To Calculate Your Net Worth

Two people may have the same annual income, but very different net worth.
What is the TRACED Act?

The FCC ranks unwanted robocalls highest on their list of consumer complaints. The new TRACED Act might help!
In the News: Cash-out refinance before retirement—are you crazy? Look at the math first

In today’s Marietta Daily Journal, Bil Lako, CFP® explains why he gave a set of clients the advice to consider a cash-out refinance right before they retired.
Cash-Out Refinance before Retirement—Are You Crazy? Look at the Math First

In this week’s case study, our Experts discuss the desire to pay off one’s house, a common want among those about to retire. They take a look at the math and the psychology behind this “sleep better at night” scenario and then apply the Ten Year Rule to this common situation.
Will my roommate’s renters policy cover my possessions?

You’re covered on your roommate’s Amazon Prime account. Are your belongings covered under their renters insurance policy? Find out in this Question of the Week.
With Low Mortgage Rates, Are Points Worth It?

The “Money Talks” experts take a closer look at how mortgage rates have been affected by recent interest rate cuts and provide guidance for those who may be looking to refinance their home.
In the News: With low mortgage rates, are points worth it?

In today’s Marietta Daily Journal, Bil Lako, CFP® explains that mortgage rates have dropped and many homeowners have the opportunity to lower their rate, but consider carefully before choosing a mortgage with points.