|
Category
|
Group
|
|
Auto
|
Mandatory
|
|
– Fuel
|
Mandatory
|
|
– Insurance
|
Mandatory
|
|
– Registration
|
Mandatory
|
|
– Service
|
Mandatory
|
|
Education
|
Mandatory
|
|
Groceries
|
Mandatory
|
|
Insurance
|
Mandatory
|
|
– Homeowners
|
Mandatory
|
|
– Medical & Dental
|
Mandatory
|
|
– Life
|
Mandatory
|
|
– Disability
|
Mandatory
|
|
Interest Expense
|
Mandatory
|
|
IRA Contributions
|
Mandatory
|
|
Medical & Dental
|
Mandatory
|
|
– Doctor
|
Mandatory
|
|
– Medicine
|
Mandatory
|
|
– Hospitals & Lab
|
Mandatory
|
|
Mortgage (or Rent)
|
Mandatory
|
|
Property Tax
|
Mandatory
|
|
Repairs & Maintenance
|
Mandatory
|
|
Utilities
|
Mandatory
|
|
– Cable TV
|
Mandatory
|
|
– Gas & Electric
|
Mandatory
|
|
– Telephone/Cell Phone
|
Mandatory
|
|
– Water & Sewer
|
Mandatory
|
|
– Garbage
|
Mandatory
|
|
Charity
|
Discretionary
|
|
Clothing
|
Discretionary
|
|
Dining
|
Discretionary
|
|
Dues & Subscription
|
Discretionary
|
|
Entertainment & Recreation
|
Discretionary
|
|
Gifts Given
|
Discretionary
|
|
Hair & Beauty
|
Discretionary
|
|
Household Expenses
|
Discretionary
|
|
Legal & Professional Fees
|
Discretionary
|
|
Vacation
|
Discretionary
|
