Raise Your Credit Score:
Most insurers now use a credit-based score to set rates for new customers. The Insurance Information Institute cites that people with higher credit scores tend to make fewer and smaller claims.
According to Insweb.com, a driver with a high credit score could pay hundreds less a year than a driver with a so-so score.
Do This: If your credit score goes up, your insurer will not automatically lower your rate. So, once you have upped your score, call your insurer and ask it to lower your premium.
Call an Independent Insurance Agent:
The average car insurance premium has risen 5% in the past two years. The Insurance Information Institute indicates there are lots of variation in how much different insurers will charge a given driver.
An independent insurance agency can objectively assess your situation, and, since they shop your coverage with several different companies, they are able to suggest the most cost- effective way to meet your needs.
According to Insweb.com, a 45-year-old driver could save as much as $460 a year by swapping insurers.
Do This: Call our independent insurance experts for a quote. Our goal is to maximize your coverage while bringing you unbeatable value.
If you have questions about your car insurance or want to get a quote, contact:
Brian Borngesser
Direct Line: 678-797-3717
E-mail: bborngesser@henssler.com
Disclosures:
All material presented is compiled from sources believed to be reliable and current, but accuracy cannot be guaranteed. The contents are intended for general information purposes only. Information provided should not be the sole basis in making any decisions and is not intended to replace the advice of a qualified professional, such as a tax consultant, insurance adviser or attorney. Although this material is designed to provide accurate and authoritative information with respect to the subject matter, it may not apply in all situations. Readers are urged to consult with their adviser concerning specific situations and questions. This is not to be construed as an offer to buy or sell any financial instruments. It is not our intention to state, indicate or imply in any manner that current or past results are indicative of future profitability or expectations. As with all investments, there are associated inherent risks. Please obtain and review all financial material carefully before investing.
