Extreme Weather and Your Home Insurance: How to Navigate the Financial Storm
With wildfires, hurricanes, and heatwaves, the U.S. faced a surge in billion-dollar weather disasters. Now, homeowners are grappling with rising insurance costs, coverage restrictions, and policy nonrenewals. Learn how to navigate nonrenewals, engage with insurers, and secure your home.
Understanding Life Insurance
Imagine safeguarding your family’s future even if the unexpected happens. That’s where life insurance steps in. Discover the basics of life insurance coverage—your key to ensuring a financial safety net for your loved ones.
Life’s Unexpected Twists: Why Insurance Is a Cornerstone of Your Plan
Chief Investment Officer Troy Harmon, CFA, CVA, Managing Associate Melanie Wells, CFP®, and Associate Clay Norman, CFP®, explain that insurance is the foundation of a solid financial strategy, providing protection and peace of mind in the face of unexpected events that could otherwise undermine financial stability.
New Medicare Rules Tackle Prescription Drug Prices
The Inflation Reduction Act of 2022 included provisions intended to lower prescription drug costs for Medicare enrollees. For the first time, the federal government will negotiate lower prices for some of the highest-cost drugs covered under Medicare Part B and Part D.
HDHP/HSA Pairing May Help Control Medical Costs
If your employer offers health insurance benefits, one of your options may be a high-deductible health plan (HDHP) with eligibility for a health savings account (HSA). These plans offer potential savings by encouraging you to make cost-effective choices in your medical spending.
2024 Key Numbers for Health Savings Accounts
Embrace healthier savings! The 2024 HSA limit increases mean you can supercharge your medical fund even more.
Beyond the 401(k): Exploring Nonqualified Retirement Plans
Jim Crone, CLU®, CFS®, Director of Insurance Planning, and Associate Giuliana Barbagelata, CFP® join Chief Investment Officer, Troy Harmon, CFA, CVA, to provide some guidance to a C-suite executive who is considering a job that is offering a nonqualified deferred compensation plan. Jim explains how they work and the risks while Giuliana discusses their role in one’s retirement planning.
The Critical Consideration of Health Insurance for Non-Working Spouses in Retirement
Managing Associate D.J. Barker, CWS®, Associate Peter Lynch, and Chief Investment Officer Troy Harmon, CFA, CVA, discuss Medicare coverage for a stay-at-home spouse who may not have enough work credits to qualify for premium-free Medicare Part A.
Cheaper Hearing Aids Are Coming to a Store Near You
It’s now possible to buy an effective hearing aid without a medical exam or a prescription–music to more than 37 million U.S. adults are living with some hearing loss!
Protecting Your Business Against the Loss of a Key Person
Have you thought about how your business would be impacted by the death or disability of you (the owner) or another key employee? It’s important that you create a plan to protect your business from such a loss.